Debt Settlement Produces Greater Welfare Than Credit Counseling - Franklin Debt Relief's Research Paper to FTC

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Franklin Debt Relief's CEO, Robert Zangrilli, submitted a 50 page research paper articulating the benefits of debt settlement for consumers and why advance fee ban regulation stands to harm consumers significantly. One of the key findings is that the debt relief option championed by many consumer advocates, non-profit credit counseling, in aggregate produces a negative outcome for consumers ...


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